Amount and term of housing decoration loan of CCB

2022-07-22
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The amount of housing decoration loan of CCB: the starting point of personal housing decoration loan is 5000 yuan (including 5000 yuan), and the maximum shall not exceed 150000 yuan (including 150000 yuan). Among them, if the mortgage is adopted, the loan limit shall not exceed 70% of the value of the collateral

loan limit:

the starting point of personal housing decoration loan is 5000 yuan (including 5000 yuan), and the maximum shall not exceed 150000 yuan (including 150000 yuan). Among them, if the mortgage is adopted, the loan amount shall not exceed 70% of the value of the collateral; If the pledge method (only limited to the certificate of deposit of the Construction Bank) is adopted for guarantee, the loan limit shall not exceed 90% of the value of the pledge

loan term:

the minimum term of personal housing decoration loan is half a year, and the maximum term shall not exceed 5 years (including 5 years). Among them, if the loan decoration house is a non self occupied house, the loan term shall not exceed 3 years (including 3 years)

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